2020年9月英语四级真题第1套 Part II Section B (1)

using cash rather than payment apps helps me to save

对比类 rather than instead of while whereas as opposed to in contrast to unlike

Lisa 用 rather than 这个 comparison marker 不只是在 describe 她的 payment method,更重要的是在 imply 一个 causal relationship:现金支付 has a special property 能帮助她 save money,而 payment apps 则 lack this property。这个 implication 为整个 conversation 的 central argument 奠定了 foundation,因为接下来的 dialogue 都在 explain 为什么 cash 比 digital payment 更能 promote financial awareness。这是 topic sentence 级别的 implied meaning,直接 serve 文章主旨中 psychological awareness 和 better budgeting 这两个 key points。

No, I believe it does matter. It's a psychological phenomenon.

转折类 No But However Actually In fact On the contrary Yet

Lisa 的 No 加上 I believe it does matter 这个 assertion,其 implication 是:现金和电子支付虽然 monetary value 相同,但它们 trigger different psychological responses。通过引入 psychological phenomenon 这个 concept,她在 suggest 消费行为不是 purely rational 的,而是受到 payment medium 的 influence。这个 implied meaning 是 crucial 的,因为它 establish 了整个 argument 的 theoretical basis:为什么 physical cash 能 help with budgeting,答案就在 psychology 而非 mathematics。这 directly support 文章主旨中提到的 psychological awareness。

we have less connection with the value of our money when we just tap the 'Approve' buttons

程度词/模糊限制语 less connection less more fewer weaker stronger reduced

Less connection 这个 expression 的 implication 是:电子支付 create psychological distance between the action of paying 和 the reality of losing money。通过说 we just tap buttons,Lisa 在 minimize 这个 action 的 significance,暗示这个 gesture 太 effortless 和 abstract,以至于我们 don't fully register 我们在 spend money。这个 implied meaning directly explain 为什么 cashless payment affects budgeting ability,因为 without that visceral connection to money's value,people 更容易 overspend。这 strongly support 主旨中 detachment of electronic payments 这个 concept。

You might have a point. Since I stopped carrying cash... I may have developed a tendency to buy more

让步类/委婉表达 You might have a point might have a point may be right perhaps possibly could be it's possible that

男士的 You might have a point 看似 tentative,但紧接着他 share 自己的 personal experience about buying more non-essential items,这个 sequence reveals 他 actually recognize Lisa's argument is valid 并且 apply to himself。这个 implied admission is significant 因为它 demonstrate Lisa's theory 不只是 abstract concept,而是有 real-world manifestation。一个 initially skeptical person 通过 self-reflection confirm 了 Lisa's point,这 strengthen 整个 argument 的 credibility。这 serve 主旨中 people's tendency to buy unnecessary items with electronic payment 这个 point,通过 concrete personal testimony 来 validate the claim。

it sometimes seems that our phone is buying the product for us, not ourselves

模糊限制语/委婉表达 It sometimes seems it seems it appears it feels like as if as though gives the impression

Lisa 通过 it seems 引入了一个 profound psychological observation:手机支付 create an illusion that the phone is the purchasing agent rather than the person。这个 implication 是:电子支付 distance us from ownership of our spending decisions,我们 feel less personally responsible 因为我们把 agency transfer 给了 device。这是整个 argument 中最 abstract 但也最 insightful 的一个 point,它 explain 为什么 people feel less connection to their money:因为 in their perception,it's not really them spending,it's the phone。这个 implied meaning 深化了文章主旨中 detachment 的 concept,不只是 detached from money's value,而是 detached from the very act of spending itself。

if we're spending electronically, we are less likely to make that mental calculation

程度词/概率表达 less likely to more likely to tend to prone to inclined to apt to liable to

Less likely to make that mental calculation 这个 statement 的 deep implication 是:预算能力的核心在于 mental accounting,而电子支付 interfere with this cognitive process。Lisa 在 suggest 当我们用现金时,我们 naturally 和 automatically do this calculation,但电子支付 bypass this mental step。这个 implied meaning explain 了为什么 cashless payment affects budgeting ability:不是因为 money disappears faster,而是因为我们 don't mentally track it as carefully。这 directly support 主旨的 core argument about electronic payments reducing awareness,并且 provide the specific mechanism:reduced mental calculation。

Perhaps I should take the same approach of paying using my phone

情态词/建议表达 Perhaps I should perhaps I should maybe I should I ought to I might want to I'd better I need to

男士的 perhaps I should 加上 same approach 这个 reference,它的 implication 是:他完全 accept Lisa's logic 并且 recognize 它 apply universally,不只是 cash vs apps,而是 tangible vs intangible payment methods 的 broader principle。通过说要 take same approach with phone,他在 validate Lisa's entire argument about psychological connection and budgeting。这个 implied acceptance 是 crucial because it demonstrate the argument 的 persuasiveness:一个 initially skeptical listener has been completely convinced and is ready to change behavior。这 serve 文章主旨 by showing the practical applicability and convincing power of the psychological awareness argument。